About Stratagem AI: Our Expertise & Vision

Bringing unparalleled domain expertise, strategic insight, and a commitment to compliant AI solutions to community banks and credit unions.

The Foundation of Stratagem AI

Stratagem AI was founded on a deep passion for transforming small business lending through intelligent, ethical, and compliant AI automation. Our mission is to empower community banks and credit unions to navigate the complexities of modern finance, leveraging cutting-edge AI to optimize underwriting, enhance risk assessment, and ensure sustainable, responsible growth.

Our approach is rooted in extensive professional experience in small business lending and financing, comprehensive risk assessments, and practical application of AI automation within the fintech lending space. This includes a proven track record in optimizing risk strategy and developing robust underwriting policies and procedures that drive both efficiency and adherence to regulatory standards.

Discipline Forged in Service: A Veteran's Commitment

Adding to this foundation is a unique perspective forged through dedicated service. The founder proudly served **6 years in the U.S. Navy from 2008 to 2014** as a Logistics Specialist. This period instilled invaluable principles of process improvement, precision logistics, meticulous inventory control, and unwavering attention to detail in high-stakes operational environments.

The discipline, strategic thinking, and commitment to operational excellence honed during military service are directly applied to every client engagement at Stratagem AI. We bring a methodical, results-driven approach to complex problems, ensuring that AI solutions are not just innovative, but also robust, reliable, and meticulously implemented.

Why Our Experience Matters to You

This unique blend of deep financial domain expertise, practical AI implementation knowledge, and the disciplined, problem-solving mindset cultivated through military service, positions Stratagem AI as a truly distinct partner. We understand the nuances of lending, the intricacies of risk, and the critical importance of compliance in the age of AI.

Our Core Principles & Differentiators

Unparalleled Domain Expertise

Leveraging a strong background in small business lending, comprehensive risk assessment, and hands-on AI automation in fintech to deliver practical, real-world solutions.

Compliance & Ethical AI Focus

Specializing in Explainable AI (XAI) and robust risk mitigation strategies to ensure your AI initiatives meet rigorous regulatory standards (ECOA, FCRA) and build public trust.

Quantifiable, Results-Driven Approach

Our aim is clear: to deliver demonstrable ROI – reduced loan defaults, accelerated approval times, and significant cost savings through strategic and responsible AI adoption.